Global reference exchange ratesUpdated on the provider’s latest published date

TRAVEL & CROSS-BORDER TOOLBOX

Know the real cost
before you pay.

Build a travel budget, split multi-currency expenses, compare card and ATM costs, then estimate international remittance arrivals.

✓ Live reference rates✓ No trading advice✓ Printable plans
01 · TRAVEL BUDGET

Build the complete trip budget

Daily costs and one-off purchases are kept separate, so estimates stay easy to revise.

Auto recalculation
LOCAL PRICE QUICK CHECK

How much is this local price at home?

USD
02 · PAYMENT COSTS

Compare cash, card and ATM costs

Enter the terms shown by your bank or provider. The comparison uses the current travel budget.

Lowest cost first
Cash exchange
Card payment
ATM withdrawal
03 · MULTI-CURRENCY SPLIT

Split expenses paid in different currencies

Each row can use a different currency and participant count. All totals are converted to your home currency.

Converted totalAverage per traveler
04 · REMITTANCE

Estimate what the recipient actually gets

Compare up to six providers using spreads, percentage fees, fixed fees and receiving fees.

Mid-market reference
Best estimated arrival
SAVE · SHARE · PRINT

Keep the plan you just calculated

Your browser keeps a local draft automatically. Signed-in users can also create a revocable read-only link.

Reference calculations only. Confirm final rates, limits and fees with the actual provider.